《銀行管理學》是2005年高等教育出版社出版的圖書，作者是何自雲。
基本介紹
- 書名：銀行管理學
- 作者：何自雲
- 出版社：高等教育出版社
- 出版時間：2005年1月1日
- 頁數：374 頁
- 開本：16 開
- 裝幀：平裝
- ISBN：9787040161625
內容簡介,圖書目錄,作者簡介,
內容簡介
在最近幾十年中，商業銀行的經營環境、組織制度、業務範圍、經營方式、管理技術、監管規則等各個方面都發生了極其巨大的變化。
《銀行管理學》詳細分析了在這種背景下現代商業銀行的最新經營管理理念和實踐，概括了國際銀行業的現狀和發展趨勢，具體內容包括經營環境分析、銀行績效評價、利率風險管理、負債管理、資本管理、現金資產管理、貸款管理、投資管理等內容。
《銀行管理學》除可作為本科高年級、研究生低年級銀行管理課程教材使用外，還可供銀行培訓教材使用，並可供經濟、金融理論工作者和實際工作者閱讀參考。
圖書目錄
1 FUNDAMENTAL FORCES OF CHANGE IN BANKING
The Fundamental Forces of Change
Increased Competition
Competition for Deposits
Competition for Loans
Competition for Payment Services
Competition for Other Bank Services
Deregulation and Reregulation
Financial Innovation
Globalization
Capital Requirements
Increased Consolidation
Summary
2 ANALYZING BANK PERFORMANCE
Commercial Bank Financial Statements
The Balance Sheet
The Income Statement
The Relationship between the Balance Sheet and
Lncome Statement
The Return on Equity Model
The Uniform Bank Performance Report
Profitability Analysis
Expense Ratio and Asset Utilization
Banking Risks and Returns: The Profitabiiify, Liquidity, and
Solvency Trade-Off
Credit Risk
Liquidity Risk
Market Risk
Operating Risk
Legal Reputation Risk
Capital or Solvency Risk
Maximizing the Market Value of Bank Equity
Evaluating Bank Performance: An Application
PNCs Profitability and Risk versus Peers in 2001
PNCs Profitability versus Risk: 1993-2001
CAMELS Ratings
Performance Characteristics of Different-sized Banks
Financial Statement Manipulation
Preferred Stock
Nonperforming Loans
Securities Gains and Losses
Nonrecurring Sales of Assets
Summary
3 MANAGING NONINTEREST INCOME AND NONINTEREST EXPENSE
Common Financial Ratios of Expense Control and
Noninterest Income Growth
Noninterest Income
Noninterest Expense
Key Ratios
Operating Risk Ratio
Customer Profitability and Business Mix
Which Customers Are Profitable?
What Is the Appropriate Business Mix?
Strategies to Manage Noninterest Expense
Cost Management Strategies
Summary
4 MANAGING INTEREST RATE RISK: GAP AND EARNINGS SENSITIVITY
Measuring Interest Rate Risk with GAP
Traditional Static GAP Analysis
What Determines Rate Sensitivity?
Factors Affecting Net Interest Income
Changes in the Level of Interest Rates
Changes in the Relationship between Sh0rt-Term Asset Yields and
Liability Costs
Changes in Volume
Changes in Portfolio Composition
Rate, Volume, and Mix Analysis
Rate-Sensitivity Reports
Strengths and Weaknesses: Static GAP Analysis
Link between GAP and Net Interest Margin
Earnings Sensitivity Analysis
Exercise of Embedded Options in Assets and Liabilities
Different Interest Rates Change by Different Amounts at
……
5 MANAGING INTEREST RATE RISK: DURATION GAP AND MARKET VALUE OF EQUITY
6 MANAGING LIABILITIES
7 THE EFFECTIVE USE OF CAPITAL
8 LIQUIDITY PLANNING AND MANAGING CASH ASSETS
作者簡介
何自雲，經濟學博士，對外經濟貿易大學金融學院副教授。主講“銀行管理學”、“商業銀行研究”等課程。
戴國強，上海財經大學金融學院院長，教授，博士生導師。主要研究方向為貨幣理論和銀行管理理論。開設課程主要有“貨幣銀行學”、“商業銀行經營管理”等。
