每月最低還款額

每月最低還款額是指消費者為了在信用卡公司保持良好的信譽需要償還的最小信用卡賬單金額。

名詞解釋,英文釋義,

名詞解釋

消費者務必要及時償還每月最低還款額,以便保持良好的信用記錄和免交滯納金。每月最低還款額是按照消費者信用卡總餘額的一定比例計算得來的。

英文釋義

Minimum Monthly Payment
The smallest amount of a credit card bill that a consumer can pay, to remain in good standing with the credit card company. Making the monthly minimum payment on time is the least a consumer needs to do, to avoid late fees and to have a good repayment history on his credit report. The amount of the minimum monthly payment is calculated as a small percentage of the consumer's total credit balance.

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