手機理財寶典——左手理財右手賺錢

本書理論結合實踐，通過229 個實例講解，幫您快速精通手機理財，全程圖解，以圖展示文字，步步精講，手把手教您用手機賺錢！

基本介紹

• 書名：手機理財寶典——左手理財右手賺錢
• 作者：李軍

出版信息

作者：李軍
定價：49.80元
印次：1-1
ISBN：9787302417354
出版日期：2016.02.01
印刷日期：2016.01.12

內容簡介

本書共分為16章，具體章節內容包括：做好準備——邁出手機理財第一步；手機錢包——把現金裝進手機；手機理財——如何用手機省錢；理財平台——移動網際網路金融理財；寶類產品——移動網際網路理財產品；移動儲蓄理財——手機銀行更便捷；移動信用卡理財——手機幫你管卡；移動銀行理財——購買銀行理財產品；移動P2P——手機幫你“錢生錢”；手機炒股——想炒就炒方便快捷；手機炒基金——隨時隨地交易；移動保險——手機給你全方位保障；移動外匯投資——用手機以錢來賺錢；移動貴金屬——在手機上運籌帷幄；移動電商——手機就是店鋪；風險防範——手機理財陷阱與誤區。

目錄

第1章做好準備——邁出手機理財第一步······················1

001手機理財的優勢及特點·······································2

1．發展迅速·············································2

2．效率較高·············································3

3．成本低廉·············································4

4．覆蓋面廣·············································4

5．金融功能發揮·······································5

002手機理財的國內情勢···································7

1．手機領域發展迅猛·································7

2．套用軟體更加人性化······························7

003手機上網方式——流量上網··························8

004手機上網方式——WiFi上網·························8

005手機上網方式——將電腦網路轉為WiFi··········9

006手機上網方式——使用免費WiFiAPP···········11

007手機定位服務設定····································12

008手機密碼的設定·······································13

009手機理財必會操作——下載和安裝APP········14

010手機理財的熱門軟體·································16

011手機資料管理——備份助手························18

012手機理財安全細節要知道···························19

013手機理財——安裝手機防毒軟體··················20

第2章手機錢包——把現金裝進手機·····························22

014手機錢包——支付寶·································23

1．註冊支付寶········································23

2．當面付··············································23

015手機錢包——財付通·································25

1．註冊財付通········································26

2．用財付通充值Q幣······························26

016手機錢包——微信····································27

1．綁定微信銀行卡··································27

2．微信掃碼付款·····································28

017手機錢包——銀行APP·····························30

018手機支付——淘寶購物······························32

1．用戶註冊與登錄··································32

2．用淘寶購買服飾··································33

019手機支付——話費繳納······························35

020手機支付——的士付費······························37

021手機支付——買火車票······························38

022手機支付——購買機票······························40

023手機支付——預訂酒店······························43

024手機支付——旅遊出行······························45

025手機支付——買電影票······························46

026手機支付——購買禮物······························48

第3章手機理財——如何用手機省錢·····························49

027手機省錢——隨時隨地叫外賣·····················50

028手機省錢——隨時隨地學做菜·····················51

029手機省錢——隨時隨地租房子·····················52

030手機省錢——隨時隨地找工作·····················53

031手機省錢——隨時隨地旅遊通·····················55

032手機省錢——隨時隨地預約掛號··················56

033手機省錢——免費學外語···························58

034手機省錢——免費證件照···························60

035手機省錢——免費當隨身碟··························61

036手機省錢——免費看新聞···························61

037手機省錢——免費聊天······························63

038手機省錢——免費打電話···························64

第4章理財平台——移動網際網路金融理財····················66

039可靠的移動網際網路理財平台························67

040手機APP——一站式的理財體驗·················68

041理財平台——淘寶理財······························69

042理財平台——蘇寧易購······························71

043理財平台——盈盈理財······························72

044理財平台——挖財····································74

045理財平台——抱財····································75

046理財平台——微財富·································76

047理財平台——沃百富·································77

048理財平台——微金所·································79

049理財平台——民生銀行······························80

1．小微金融···········································80

2．小區金融···········································80

3．民生電商···········································81

050理財平台——幫你盈·································81

051理財平台——51信用卡管家·······················82

052理財平台——銅板街·································84

053理財平台——第一創業······························85

054理財平台——票據寶········································86

第5章寶類產品——移動網際網路理財產品····················89

055阿里理財——餘額寶········································90

056百度理財——百發百賺······························92

057騰訊理財——理財通·································94

058網易理財——現金寶·································95

059工商銀行——薪金寶·································96

060華夏銀行——薪金寶·································97

061平安銀行——平安盈·································98

062移動理財——和聚寶································100

063聯通理財——話費寶································101

064支付寶理財——招財寶·····························102

065易付寶理財——零錢寶·····························103

066翼支付理財——添益寶·····························104

067同花順基金——收益寶·····························105

068天天基金——活期寶································106

069鵬華基金——盈利寶································107

第6章移動儲蓄理財——手機銀行更便捷··················110

070手機銀行查詢賬戶餘額·····························111

071手機銀行查詢交易明細·····························111

072手機銀行查詢支付明細·····························112

073智慧型語音查詢·········································113

074手機銀行添加常用收款人··························114

075手機銀行匯款·········································115

076使用手機號匯款······································116

077使用二維碼收款······································117

078開通建銀e賬戶······································118

079修改手機銀行登錄密碼·····························119

080修改銀行卡取款密碼································120

081無卡取現···············································121

082微信添加銀行公眾號································123

083微信銀行查詢賬單···································125

084緊急掛失銀行賬號···································126

第7章移動信用卡理財——手機幫你管卡··················128

085什麼是信用卡·················································129

086手機申請信用卡······································130

08751信用卡管家的下載與使用······················131

088手機查詢賬單和餘額···································134

1．手機銀行賬單查詢······························134

2．手機銀行查詢餘額······························135

089信用卡分期付款······································135

090信用卡分期付款的陷阱·····························137

1．免息不等於免手續費···························137

2．免息不等於絕對不要利息·····················137

3．免息不等於免收滯納金························138

4．分期實質是變相消費貸款·····················138

5．退貨不退已收手續費···························138

091微信銀行查詢信用卡賬單··························139

092微信銀行信用卡還款································140

093手機銀行還款·········································141

094信用卡怎么省錢······································142

1．用信用卡節省開支······························142

2．刷卡保住現金流·································142

3．充話費享優惠····································142

4．銀行美食優惠····································143

095信用卡積累積分······································143

096信用卡提額技巧······································144

1．持續和頻繁地刷卡消費························144

2．注意刷卡金額與臨時提額·····················144

3．使用銷卡威脅或者休眠暫停··················145

4．持續打電話申請提額···························145

5．抓住時機申請····································145

6．申請多張信用卡·································145

7．通過外匯交易增加交易次數··················145

8．補充信用資料····································146

9．採用最低還款方式······························146

097手機銀行掛失信用卡································146

098擺脫個人信用不良記錄的方法····················147

099信用卡盜刷的風險···································148

100預防信用卡風險的技巧·····························148

第8章移動銀行理財——購買銀行理財產品··············150

101手機銀行購買理財產品效率高····················151

102風險能力測評·········································151

103查看產品並開立賬戶································153

104購買理財產品·········································155

105查詢持有產品·········································157

106定期與通知············································158

107購買基金理財產品···································158

1．開立基金交易賬戶······························159

2．查看基金··········································160

3．購買基金··········································161

4．查詢已購買基金·································162

5．贖回基金··········································162

108購買外匯理財產品···································163

1．外匯查詢··········································163

2．開立賬戶··········································164

3．外匯交易··········································165

109購買貴金屬產品······································166

1．行情查詢··········································167

2．開立貴金屬交易賬戶···························167

3．實時交易與掛單交易···························169

4．貴金屬定投·······································170

110購買債券理財產品···································171

1．行情查看··········································172

2．開立賬戶··········································173

3．購買債券··········································174

4．賣出債券··········································175

111購買期貨理財產品···································176

112銀行理財存在的風險································177

1．匯率風險··········································177

2．系統風險··········································177

3．人為風險··········································177

第9章移動P2P——手機幫你“錢生錢”··················178

113P2P理財的概念······································179

114P2P理財的特點······································180

1．直接透明··········································180

2．信用甄別··········································180

3．風險分散··········································180

4．門檻低、渠道成本低···························180

115P2P的擔保方式······································180

1．無擔保·············································181

2．風險保證金補償·································181

3．公司擔保··········································181

116如何選擇P2P網貸··································181

1．根據需求來選擇·································182

2．根據行情來選擇·································183

117拍拍貸下載與安裝···································184

118拍拍貸註冊與登錄···································186

119實名認證···············································187

120綁定銀行卡············································188

121貸出資金，進行投資理財··························188

122進行還款···············································189

123提升額度···············································190

124P2P理財平台——紅嶺創投·······················191

125P2P理財平台——陸金所··························192

126P2P理財平台——人人貸··························193

127P2P平台選擇技巧··································194

1．平台背景··········································195

2．平台模式··········································195

3．成立時間··········································195

4．資金流動··········································195

5．本金保障··········································196

128P2P平台制勝方法··································196

1．慎選平台，控制風險···························196

2．分散投資，降低風險···························196

3．私下交易，堅決避免···························196

4．雙重密碼，妥善保管···························197

5．硬體設備，安全維護···························197

6．特定圈子，不熟不投···························197

129借款人付息還款的方式·····························197

1．按月分期還款····································198

2．按季分期還款····································198

3．按月到期全額還款······························198

4．按天一次性還款·································198

5．按天計息按月還款······························198

130P2P理財注意事項··································198

1．產品的風險控制·································199

2．所選產品的平台實力···························199

3．契約的規範性····································199

第10章手機炒股——想炒就炒方便快捷···················200

131股票的概念和特徵···································201

132手機炒股的3種方式································203

1．電話委託··········································203

2．手機APP·········································203

3．WAP網站········································204

133同花順APP的下載與安裝························204

134大智慧APP的註冊與登錄························205

135使用手機進行股票開戶·····························207

136通達信APP——查看市場行情···················210

137　通達信的註冊與登錄································213

138益盟操盤手——APP看K線······················215

139使用手機進行股票交易買賣·······················218

140炒股APP——e海通財·····························219

141炒股APP——易淘金·······························221

142炒股APP——易陽指·······························222

143炒股APP——漲樂財富通·························224

144炒股APP——宏源天游····························228

145炒股APP——玖樂··································229

146炒股APP——金太陽·······························230

147炒股APP——通用版·······························231

148股票的買賣技巧······································232

1．股票買入技巧····································232

2．股票賣出原則····································233

149炒股應注意的風險和陷阱··························235

第11章手機炒基金——隨時隨地交易·······················237

150基金的概念············································238

151基金理財的優勢······································240

152選擇基金的5大法則································241

1．選擇基金，要掌握5大基本原則············241

2．量入為出，把握投資收益與風險············242

3．深度挖掘，用心找到潛力基金···············242

4．投資期限，長短不同選擇也不同············243

5．不同年齡，選擇基金也存在差異············243

1533種方式下載和安裝基金APP····················244

1．通過掃描二維碼下載···························245

2．通過手機套用商店下載························246

3．通過電腦第三方平台下載·····················248

154掌上基金註冊與開戶······································249

1．註冊················································249

2．開戶················································250

155通過支付寶購買基金································251

156基金理財平台——天天基金網····················253

157建立基金的投資組合································255

1．組合品種與形態多樣化························255

2．組合產品要呈現靈活化························256

3．組合收益要呈現持續性························258

158炒基金的3大技巧···································259

159投資基金的6種不良習慣··························259

160投資基金的5大風險································260

161防範基金風險的4大路徑··························262

第12章移動保險——手機給你全方位保障···············263

162移動保險的概念······································264

163移動保險的好處······································264

1．經營、銷售成本更低···························265

2．交流、互動性更強······························265

3．靈活性、風控能力強···························265

4．保費低廉，更容易吸引客戶··················265

5．交易便利，容易達到一定規模···············265

164移動保險的發展前景································266

165手機下載保險產品客戶端··························267

166移動保險平台——中國平安保險·················268

167移動保險平台——中國人壽保險·················269

168移動保險平台——太平洋保險····················270

169移動保險平台——眾安保險·······················271

170移動保險平台——陽光保險·······················272

171移動保險平台——生命人壽·······················274

172移動保險平台——泰康人壽·······················275

173投連保險產品·········································276

174分紅保險產品·········································277

175萬能保險產品·········································278

1．重保障型··········································279

2．重投資型··········································279

176旅遊保險產品·········································280

177汽車保險產品·········································281

178養老保險···············································282

179重大疾病保險·········································283

180意外保險···············································284

181支付寶手機碎屏險···································285

182保險理賠的注意事項································286

1．清楚保險責任····································287

2．了解投保險種····································287

3．掌握保險約定····································287

4．明白賠償手續····································287

第13章移動外匯投資——用手機以錢來賺錢·········288

183外匯的概念············································289

1．靜態的定義·······································289

2．動態的定義·······································289

184外匯的分類············································290

1．按照是否可自由兌換劃分·····················290

2．按照來源和用途不同劃分·····················290

3．按照交割期限劃分······························290

185匯率的概念············································291

186GTS軟體下載及安裝·······························292

187MT5賬戶註冊及登錄·······························294

188FXCM買賣交易使用方法·······························296

1．買進交易··········································296

2．賣出交易··········································296

189外匯APP——和訊外匯····························297

190天金加銀外匯行情軟體···································298

191外匯實戰4大技巧···································299

1．遵循交易紀律····································299

2．掌握建倉原則····································299

3．嚴格資金管理····································300

4．堅持交易止損····································300

192外匯買入3大技巧···································302

1．根據個人喜好選擇固定的做單時間和

貨幣種類··········································302

2．適合自己性格的做單方式·····················304

3．永遠設下止損位·································304

193外匯賣出的3個時機································304

1．明顯出現下跌····································304

2．下跌後回升乏力·································305

3．成交量持續回落·································305

194外匯風險管理·········································305

1．風險識別··········································306

2．管理原則··········································307

3．管理技術··········································307

第14章移動貴金屬——在手機上運籌帷幄············309

195了解黃金投資的特點································310

1．金價波動大·······································310

2．黃金投資風險小·································310

3．與其他投資品種走勢負向相關···············310

196查看黃金行情·········································311

197黃金產品交易·········································312

198了解白銀投資的特點································312

199查看白銀行情·········································313

200白銀投資策略·········································314

1．關心時政··········································315

2．選準時機··········································315

3．分批介入··········································315

4．止損止盈··········································315

5．選購白銀藏品····································315

201貴金屬投資的風險···································316

1．政策風險··········································316

2．價格波動的風險·································316

3．技術風險··········································316

4．交易風險··········································316

5．不可抗力風險····································317

第15章移動電商——手機就是店鋪·······················318

202微店的概念············································319

203手機開店的優勢······································319

1．投資少，回收快·································319

2．銷售時間不受限制······························319

3．銷售地點不受限制······························320

4．網上商店人氣旺·································320

204下載與安裝微店APP·······························320

205微店APP的註冊與登錄···························321

206手機設定店鋪名稱···································324

207設定店鋪圖示·········································325

208手機設定微信號······································327

1．精準性·············································328

2．信息量·············································328

3．互動性·············································328

4．免費使用··········································329

209添加微信商品·········································329

210手機設定微店公告···································333

211微店客戶管理·········································334

212用微信收款············································337

213微店商品行銷技巧···································338

1．最佳化選品··········································338

2．最佳化商品主圖····································339

214微信好友分享技巧···································341

215微信群推廣技巧···································343

216朋友圈分享技巧······································345

217QQ分享技巧·········································347

1．通過聊天推廣····································347

2．利用QQ群推廣·································348

3．QQ空間推廣·····································349

4．QQ簽名推廣·····································349

第16章風險防範——手機理財陷阱與誤區············350

218謹防手機虛假理財平台·····························351

219謹防手機免費WiFi盜取數據·····················352

1．手機炒股、轉賬、網購等

用戶需謹慎使用WiFi··························353

2．使用WiFi時的安全措施······················353

3．公共WiFi須慎重使用·························353

4．保障路由器安全·································354

220謹防手機軟體盜走流量·····························355

1．防禦惡意軟體措施······························355

2．小心操作失誤····································356

3．用戶流量使用小貼士···························356

221謹防惡意搶紅包軟體································357

222謹防釣魚網站詐欺錢財·····························359

223謹防二維碼內有毒網址·····························360

224警惕4種手機銀行詐欺簡訊·······················362

1．信用卡盜刷陷阱·································362

2．系統更新升級····································362

3．提醒用戶繳費····································363

4．騙取匯款··········································364

225謹防理財產品誇大收益·····························364

226做好密碼防護工作···································365

1．密碼設定相同且簡單···························365

2．把密碼存在手機上······························366

227做好流量監控工作···································367

228做好手機防盜工作···································368

229做好手機隱私保護工作·····························369