內容簡介
本書內容分為凝笑榜人身保險認知、人身保險產榜擊辯品和人身保險業務三大部分,試組轎具體包括保險從業準備、人身保險契約業務處理、人壽保險產品、人身意外傷害保險產品、健康保險產品、團體人身保險產品、人身保險行銷、人身保險承保與理賠、個人達多組牛人身保險規劃。為了便於教學,創造條件引導學生積極思考、主動參與,本書在編寫過程中採用了情境演練模式,同時還有針對性地危歸在正文中插入案例和拓展閱讀,每個情境演練的前面有學習目標,後面有豐富的複習思考題、實踐訓練和技能大比武,以強化學生對知識的理解訂察汗全和把握,增強學生的實際業務能力。 本書可作為高職高專金融專業、保險專業的教材,也可作為保險公司、保險代理公司、保險經紀公司等相關企業從業人員的培訓用書,還可以作為人身保險的保戶和利益相關人士了解人身保險知識的參考書。
圖書目錄
前 言
模組 1 宜未雨而綢繆,毋臨渴而掘井— —人身保險認知
情境 1人身保險值得你熱愛 ——保險從業準備 ...............................................................................2
子情境 1 人身保險基本認知 .......................................................................................................................3
子情境 2 人身保險功能、種類認知 .........................................................................................................15
子情境 3 人身保險發展歷史認知 .............................................................................................................21
小結..............................................................................................................................................................28
複習思考題 ..................................................................................................................................................28
挑戰自我— —實踐訓練捉料辣...............................................................................................................................29
技能大比武 ..................................................................................................................................................30
情境 2生活前進的助推器 ——人身保險契約業務處理 ...............................................................31
子情境 1 人身保險契約基本認知 .............................................................................................................32
子情境 2 人身保險契約要素認知 .............................................................................................................37
子情境 3 人身保險契約條款認知 .............................................................................................................42
子情境 4 人身保險契約的訂立、生效與變更 ..........................................................................................50
子情境 5 人身保險契約的履行與終止 .....................................................................................................54
子情境 6 人身保險契約的解釋與爭議處理 .............................................................................................57
小結..............................................................................................................................................................61
複習思考題 ..................................................................................................................................................61
挑戰自我— —實踐訓練...............................................................................................................................62
技能大比武 ..................................................................................................................................................67
模組 2 讓您高枕無憂,與您共渡難關— —人身保險產品
情境 3願您一生平安 ——人壽保險產品 ..........................................................................................70
子情境 1 人壽保險基本認知 .....................................................................................................................71
子情境 2 普通人壽保險 ............................................................................................................................75
子情境 3 年金保險 ....................................................................................................................................81
子情境 4 特種人壽保險 ............................................................................................................................88
子情境 5 創新型人壽保險 ........................................................................................................................92
小結............................................................................................................................................................101
複習思考題 ................................................................................................................................................101
挑戰自我— —實踐訓練.............................................................................................................................102
技能大比武 ................................................................................................................................................103
情境 4苦難之後的真情慰藉 ——人身意外傷害保險產品 .........................................................104
子情境 1 人身意外傷害保險基本認知 ...................................................................................................105
子情境 2 人身意外傷害保險操作實務 ...................................................................................................116
小結............................................................................................................................................................125
複習思考題 ................................................................................................................................................126
挑戰自我— —實踐訓練.............................................................................................................................126
技能大比武 ................................................................................................................................................127
情境 5為冬天準備足夠的糧食 ——健康保險產品 ......................................................................128
子情境 1 健康保險基本認知 ...................................................................................................................129
子情境 2 醫療保險 ..................................................................................................................................141
子情境 3 失能收入損失保險 ...................................................................................................................147
子情境 4 其他健康保險 ..........................................................................................................................151
小結............................................................................................................................................................164
複習思考題 ................................................................................................................................................164
挑戰自我— —實踐訓練.............................................................................................................................165
技能大比武 ................................................................................................................................................165
情境 6播撒愛的種子 ——團體人身保險產品 ...............................................................................166
子情境 1 團體人身保險基本認知 ...........................................................................................................167
子情境 2 團體人身保險險種介紹 ...........................................................................................................174
小結............................................................................................................................................................181
複習思考題 ................................................................................................................................................181
挑戰自我— —實踐訓練.............................................................................................................................182
技能大比武 ................................................................................................................................................182
模組 3 特別的愛給特別的你— —人身保險業務
情境 7好東西要大家一起分享 ——人身保險行銷 ......................................................................184
子情境 1 人身保險行銷認知 ...................................................................................................................185
子情境 2 人身保險行銷技巧 ...................................................................................................................197
子情境 3 人身保險客戶服務 ...................................................................................................................210
小結............................................................................................................................................................216
複習思考題 ................................................................................................................................................216
挑戰自我— —實踐訓練.............................................................................................................................217
技能大比武 ................................................................................................................................................218
情境 8相信我,不會錯 ——人身保險承保與理賠 ......................................................................219
子情境 1 人身保險承保 ..........................................................................................................................220
子情境 2 人身保險核保 ..........................................................................................................................222
子情境 3 人身保險理賠 ..........................................................................................................................232
小結............................................................................................................................................................245
複習思考題 ................................................................................................................................................246
挑戰自我— —實踐訓練.............................................................................................................................246
技能大比武 ................................................................................................................................................247
人身保險 第3版
情境 9保障、避稅、養老、理財全接觸 ——個人人身保險規劃 ...........................................248
子情境 1 人身保險規劃基本認知 ...........................................................................................................249
子情境 2 人身保險購買實例 ...................................................................................................................253
小結............................................................................................................................................................260
複習思考題 ................................................................................................................................................260
挑戰自我— —實踐訓練.............................................................................................................................261
技能大比武 ................................................................................................................................................261
參考文獻 ......................................................................................................................................................262
技能大比武 ..................................................................................................................................................30
情境 2生活前進的助推器 ——人身保險契約業務處理 ...............................................................31
子情境 1 人身保險契約基本認知 .............................................................................................................32
子情境 2 人身保險契約要素認知 .............................................................................................................37
子情境 3 人身保險契約條款認知 .............................................................................................................42
子情境 4 人身保險契約的訂立、生效與變更 ..........................................................................................50
子情境 5 人身保險契約的履行與終止 .....................................................................................................54
子情境 6 人身保險契約的解釋與爭議處理 .............................................................................................57
小結..............................................................................................................................................................61
複習思考題 ..................................................................................................................................................61
挑戰自我— —實踐訓練...............................................................................................................................62
技能大比武 ..................................................................................................................................................67
模組 2 讓您高枕無憂,與您共渡難關— —人身保險產品
情境 3願您一生平安 ——人壽保險產品 ..........................................................................................70
子情境 1 人壽保險基本認知 .....................................................................................................................71
子情境 2 普通人壽保險 ............................................................................................................................75
子情境 3 年金保險 ....................................................................................................................................81
子情境 4 特種人壽保險 ............................................................................................................................88
子情境 5 創新型人壽保險 ........................................................................................................................92
小結............................................................................................................................................................101
複習思考題 ................................................................................................................................................101
挑戰自我— —實踐訓練.............................................................................................................................102
技能大比武 ................................................................................................................................................103
情境 4苦難之後的真情慰藉 ——人身意外傷害保險產品 .........................................................104
子情境 1 人身意外傷害保險基本認知 ...................................................................................................105
子情境 2 人身意外傷害保險操作實務 ...................................................................................................116
小結............................................................................................................................................................125
複習思考題 ................................................................................................................................................126
挑戰自我— —實踐訓練.............................................................................................................................126
技能大比武 ................................................................................................................................................127
情境 5為冬天準備足夠的糧食 ——健康保險產品 ......................................................................128
子情境 1 健康保險基本認知 ...................................................................................................................129
子情境 2 醫療保險 ..................................................................................................................................141
子情境 3 失能收入損失保險 ...................................................................................................................147
子情境 4 其他健康保險 ..........................................................................................................................151
小結............................................................................................................................................................164
複習思考題 ................................................................................................................................................164
挑戰自我— —實踐訓練.............................................................................................................................165
技能大比武 ................................................................................................................................................165
情境 6播撒愛的種子 ——團體人身保險產品 ...............................................................................166
子情境 1 團體人身保險基本認知 ...........................................................................................................167
子情境 2 團體人身保險險種介紹 ...........................................................................................................174
小結............................................................................................................................................................181
複習思考題 ................................................................................................................................................181
挑戰自我— —實踐訓練.............................................................................................................................182
技能大比武 ................................................................................................................................................182
模組 3 特別的愛給特別的你— —人身保險業務
情境 7好東西要大家一起分享 ——人身保險行銷 ......................................................................184
子情境 1 人身保險行銷認知 ...................................................................................................................185
子情境 2 人身保險行銷技巧 ...................................................................................................................197
子情境 3 人身保險客戶服務 ...................................................................................................................210
小結............................................................................................................................................................216
複習思考題 ................................................................................................................................................216
挑戰自我— —實踐訓練.............................................................................................................................217
技能大比武 ................................................................................................................................................218
情境 8相信我,不會錯 ——人身保險承保與理賠 ......................................................................219
子情境 1 人身保險承保 ..........................................................................................................................220
子情境 2 人身保險核保 ..........................................................................................................................222
子情境 3 人身保險理賠 ..........................................................................................................................232
小結............................................................................................................................................................245
複習思考題 ................................................................................................................................................246
挑戰自我— —實踐訓練.............................................................................................................................246
技能大比武 ................................................................................................................................................247
人身保險 第3版
情境 9保障、避稅、養老、理財全接觸 ——個人人身保險規劃 ...........................................248