Michael R.Powers，清華大學經濟管理學院蘇黎世保險集團講席教授，從事風險和保險數學的教學，還是《風險金融》、《亞太風險與保險》雜誌的主編，是中國“千人計畫”的成員，在他的新書《上帝與人類的行為：對風險保險的反思》（哥倫比亞大學出版社2011年出版）中，他闡述了自己關於“風險科學”的想法。
基本介紹
- 畢業院校：哈佛大學
- 學位/學歷：博士
- 專業方向：經濟學
- 外文名：Michael R.Powers
人物經歷,研究領域,學術成就,研究成果,
人物經歷
Powers教授在加入清華大學之前供職於天普大學商學院，從事風險管理以及保險學的教學研究。再之前，他作為賓夕法尼亞州聯邦代理保險業監理專員，負責賓夕法尼亞州的設計。在過去的三十年中，他的客戶不計其數，他所任職的諮詢委員會不可勝數，其中包括賓夕法尼亞州醫療保健成本控制委員會以及費城市長的車險專責小組。
Powers教授在耶魯大學以獲得了套用數學的理學學士學位，之後他在哈佛大學獲得了統計學博士學位。
研究領域
包括政府監管和公共政策、博弈中的風險與保險、企業風險管理中的數學模型、風險轉移的稅收待遇等。
學術成就
他有兩本學術著作：《The Economics and Politics of Choice No-Fault Insurance》和《Global Risk Management: Financial, Operational, and Insurance Strategies》，同時他也是科幻小說《Icons》的作者。他發表過75篇以上的論文和專著章節，並且獲得過《風險與保險》期刊、風險與保險管理協會、國際保險社會協會所頒發的傑出研究獎。
研究成果
Books and Monographs
Acts of God and Man: Ruminations on Risk and Insurance, 2012, New York: Columbia University Press.
Icons(science-fiction/fantasy novel), 2003, San Francisco: Dry Bones Press.
Global Risk Management: Financial, Operational, and Insurance Strategies, 2002 (with J. Jay Choi, eds.), Amsterdam: JAI Press/Elsevier.
The Economics and Politics of Choice No-Fault Insurance, 2001 (with Edward L. Lascher, Jr., eds.), Boston: Kluwer Academic Publishers.
Selected Journal Articles
“Insurance Risk, Risk Measures, and Capital Allocation: Navigating a Copernican Shift,” 2013 (with George Zanjani),Annual Review of Financial Economics, 5, 201-223.
“Fourier-Analytic Measures for Heavy-Tailed Insurance Losses,” 2013 (with Thomas Y. Powers),Scandinavian Actuarial Journal, forthcoming.
“The Relationship between Regulatory Pressure and Insurer Risk Taking,” 2013 (with Wen-chang Lin and Yi-hsun Lai),Journal of Risk and Insurance, forthcoming.
“Risk Finance for Catastrophe Losses with Pareto-Calibrated Lévy-Stable Severities,” 2012 (with Thomas Y. Powers and Siwei Gao),Risk Analysis, 32, 11, 1967-1977.
“The Valuation of Contingent Capital with Catastrophe Risks,” 2009 (with Shih-Kuei Lin and Chia-Chien Chang),Insurance: Mathematics and Economics, 45, 1, 65-73.
“Life Insurance Efficiency in China: A Comparison of Foreign and Domestic Firms,” 2009 (with Bingzheng Chen and Joseph Qiu),China and World Economy, 17, 6, 43-63.
“Colonel Blottoin the War on Terror: Implications for Event Frequency,” 2009 (with Zhan Shen),Journal of Homeland Security and Emergency Management, 6, 1, 18, 1-16.
“Adverse Selection or Advantageous Selection? Risk and Underwriting in China’s Health Insurance Market,” 2009 (with Feng Gao and Jun Wang),Insurance: Mathematics and Economics, 44, 3, 505-510.
“Social Stability and Catastrophe Risk: Lessons from theStag Hunt,” 2008 (with Zhan Shen),Journal of Theoretical Politics, 20, 4, 477-497.
“Using Aumann-Shapley Values to Allocate Insurance Risk: The Case of Inhomogeneous Losses,” 2007,North American Actuarial Journal, 11, 3, 113-127.
“Market Bubbles and Wasteful Avoidance: Tax and Regulatory Constraints on Short Sales,” 2004 (with David M. Schizer and Martin Shubik),Tax Law Review, 57, 2, 233-274.
“September 11 Victims, Random Events, and the Ethics of Compensation,” 2004 (with Edward L. Lascher, Jr.),American Behavioral Scientist, 48, 3, 281-294.
“Of Happy and Hapless Regulators: The Asymptotics of Ruin,” 2003 (with Emilio C. Venezian and Iana B. Jucá),Insurance: Mathematics and Economics, 32, 2, 317-330.
“Of Happy and Hapless Regulators: The Asymptotics of Ruin,” 2003 (with Emilio C. Venezian and Iana B. Jucá),Insurance: Mathematics and Economics, 32, 2, 317-330.
“Toward a Theory of Reinsurance and Retrocession,” 2001 (with Martin Shubik),Insurance: Mathematics and Economics, 29, 2, 271-290.
“Risk Transformations, Deductibles, and Policy Limits,” 2001 (with Larry Y. Tzeng),Journal of Risk and Insurance, 68, 3, 465-473.
“Insurance Market Games: Scale Effects and Public Policy,” 1998 (with Martin Shubik and Shun Tian Yao),Zeitschrift für Nationalökonomie (Journal of Economics), 67, 2, 109-134.
“Insurance Premium Taxes: A Lump-Sum Proposal,” 1998 (with Larry Y. Tzeng),Public Finance Review, 26, 1, 53-66.
“On the Tradeoff between the Law of Large Numbers and Oligopoly in Insurance,” 1998 (with Martin Shubik),Insurance: Mathematics and Economics, 23, 2, 141-156.
“Captive Insurance Tax Policy: Resolving a Global Problem,” 1995 (with M. Moshe Porat),Geneva Papers on Risk and Insurance: Issues and Practice, 20, 75, 197-229.
“A Theory of Risk, Return, and Solvency,” 1995,Insurance: Mathematics and Economics, 17, 2, 101-118.
“The Value of Information in Insurance Pricing: Comment,” 1994,Journal of Risk and Insurance, 61, 3, 519-524.
“Equity in Automobile Insurance: Optional No-Fault,” 1992,Journal of Risk and Insurance, 59, 2, 203-220.
