《銀行理財產品經營與管理》是2019年5月清華大學出版社出版的圖書，作者是石建勛、張凱文。
基本介紹
- 中文名：銀行理財產品經營與管理
- 作者：石建勛、張凱文
- 出版社：清華大學出版社
- 出版時間：2019年5月
- 定價：49 元
- ISBN：9787302523253
內容簡介,圖書目錄,
內容簡介
本書研究分析了當前大資管時代背景下金融資產管理的行業格局和監管變革，詳細剖析了銀行理財、信託資管、保險資管、券商資管、公募基金、基金子公司、私募證券投資基金和私募股權投資基金等各類資管子行業的發展現狀和趨勢，深入探討了新資管格局下資產管理機構的業務轉型，重點分析了銀行理財產品的設計開發和經營管理、銀行理財產品面臨的風險及風險管理、銀行理財產品的宏微觀效應、大資管時代中國金融機構的轉型與應對。通過本書的學習，可以基本掌握銀行理財產品設計與經營管理方法。本書既可作為普通高校經濟學、金融學、會計學、國際經濟與貿易等專業本科生教材，也可作為資產管理行業從業者的參考讀物。
圖書目錄
第一章 大資管時代的行業發展與格局變化 ················································· 1
第一節 中國資產管理市場的產業鏈演變 ····································································· 2
第二節 全球資產管理行業的主流模式與趨勢 ······························································ 9
第三節 當前中國資產管理行業發展面臨的問題 ························································ 13
第四節 中國資產管理行業的格局變化 ······································································· 15
第二章 銀信保三大體系資產管理機構現狀與競爭格局 ····························· 24
第一節 銀行理財機構現狀與競爭格局 ······································································· 25
第二節 信託資管機構現狀與競爭格局 ······································································· 34
第三節 保險資管機構現狀與競爭格局 ······································································· 41
第三章 證監體系資產管理機構現狀與競爭格局 ········································ 47
第一節 券商資管機構現狀與競爭格局 ······································································· 48
第二節 公募基金機構現狀與競爭格局 ······································································· 54
第三節 基金子公司機構現狀與競爭格局 ··································································· 58
第四節 私募證券投資基金機構現狀與競爭格局 ························································ 61
第五節 私募股權投資基金機構現狀與競爭格局 ························································ 64
第六節 私募創業投資基金機構現狀與競爭格局 ························································ 68
第七節 新資管格局下的資產管理機構業務轉型探討 ················································· 70
第四章 銀行理財產品基本概況 ································································· 75
第一節 理財市場概述 ································································································· 76
第二節 銀行理財產品市場供需與創新動力分析 ························································ 79
第三節 中國銀行理財產品的發展階段與特點 ···························································· 86
· VI ·
銀行理財產品經營與管理
第五章 銀行理財產品設計與開發原理 ······················································ 98
第一節 銀行理財產品設計的基本原理 ······································································· 99
第二節 銀行理財產品的固有指標 ············································································· 100
第三節 銀行理財產品一般買賣程式 ········································································· 101
第四節 銀行理財產品的一般運營步驟 ····································································· 103
第五節 銀行理財業務盈利模式：期限錯配溢價 + 信用風險溢價 ···························· 105
第六節 銀行理財業務盈利模式的階段劃分 ······························································ 107
第六章 銀行固定收益型與淨值型理財產品設計與經營管理 ···················· 109
第一節 固定收益型理財產品的定義 ········································································· 110
第二節 固定收益型銀行理財產品設計原理 ·······························································111
第三節 固定收益型銀行理財產品的特點 ································································· 113
第四節 固定收益型理財產品的影響—存款理財化 ··············································· 114
第五節 固收理財的淨值化選擇—銀行資產管理計畫 ··········································· 115
第六節 銀行資產管理計畫的運作模式和案例分析 ··················································· 117
第七節 淨值型理財產品實踐中的阻礙 ····································································· 119
第八節 銀行理財產品創新方向—開放式理財產品 ··············································· 121
第九節 資管新規對固收型和淨值型理財產品的影響 ··············································· 123
第七章 銀信合作型理財產品設計與經營管理 ·········································· 125
第一節 銀信合作理財產品的定義 ············································································· 126
第二節 銀信合作理財產品的發展歷史 ····································································· 127
第三節 銀信合作理財產品業務模式設計 ································································· 129
第四節 銀信合作的動因分析 ···················································································· 130
第五節 銀信合作型理財產品運作的一般模式 ·························································· 131
第六節 資管新規對銀信合作型理財產品的影響 ······················································ 147
第八章 銀行資金池理財產品設計與經營管理 ·········································· 150
第一節 資金池理財產品的定義 ················································································ 151
第二節 資金池理財產品的發展歷史 ········································································· 152
第三節 資金池理財產品的發行動機 ········································································· 153
第四節 資金池理財產品的運作模式：資產池的構建 ··············································· 154
第五節 資金池理財產品的特點 ················································································ 155
第六節 資金池理財產品面臨的發展問題 ································································· 157
· VII ·
序 言
第七節 資金池理財產品的風險防控案例分析 ·························································· 160
第八節 資金池理財產品的監管控制 ········································································· 164
第九節 資管新規對資金池理財產品的影響 ······························································ 165
第九章 結構性理財產品設計與經營管理 ················································· 168
第一節 結構性理財產品的定義 ················································································ 169
第二節 國外結構性理財產品的發展歷史 ································································· 169
第三節 中國結構性理財產品的發展及發行情況 ······················································ 170
第四節 結構性理財產品的特徵 ················································································ 171
第五節 中國結構性理財產品的市場特點 ································································· 172
第六節 結構性理財產品主要分類及案例 ································································· 173
第七節 結構性理財產品的設計理論 ········································································· 176
第八節 資管新規對結構性理財產品的影響 ······························································ 183
第十章 銀行理財產品面臨的主要風險及風控管理 ·································· 185
第一節 中國銀行理財產品的主要風險及其分類 ······················································ 186
第二節 中國銀行理財產品市場的整體風險分析 ······················································ 198
第三節 中國銀行理財產品的風險管理 ····································································· 201
第十一章 銀行理財產品的巨觀效應分析及微觀會計處理 ························ 208
第一節 銀行理財產品是資金表外化的一種表現 ······················································ 209
第二節 銀行理財產品的巨觀效應—影子銀行屬性 ··············································· 210
第三節 保本型和非保本型產品的發行對貨幣金融指標的影響 ································ 214
第四節 銀行理財產品的微觀分析—會計處理分類和方法 ···································· 220
第十二章 資管行業監管框架改進歷程及新時代資管行業轉型 ················ 227
第一節 資產管理行業監管框架的國際經驗 ······························································ 228
第二節 中國銀行理財市場的監管歷程 ····································································· 236
第三節 大資管時代的監管基調和框架改進 ······························································ 251
第四節 大資管新時代金融機構的轉型與應對 ·························································· 255
參考文獻 ··································································································· 260
