《保險英語》是保險專業的專業英語教材，依據英語語言教學規律，配合保險專業的相關知識，講述保險實務中最關鍵和最常用的英語語用習慣和實務慣例。全書包含10個單元，30篇課文，分別涉及風險、風險和保險、保險的發展情況和基本特點、保險實務（承保、理賠、再保險）、政策及保險（強制保險、金融財政與保險、國際收支與保險）、保險與法律、可保利益原則與最大誠信原則、近因原則、損害賠償原則及相關派生原則、保險市場與理賠程式等十個方面。每篇課文附有單詞表、注釋和練習，幫助讀者在實踐中靈活的掌握保險英語的語言知識和基本用法，旨在培養既懂保險又能熟練運用英語的國際保險人才。
基本介紹
- 書名：復旦卓越保險系列叢書•保險英語
- 出版社：復旦大學出版社
- 頁數：235頁
- 開本：16
- 定價：25.00
- 作者：劉亞非
- 出版日期：2005年9月1日
- 語種：簡體中文, 英語
- ISBN：7309046951
- 品牌：復旦大學出版社
內容簡介,圖書目錄,文摘,序言,
內容簡介
《保險英語》主要適用於高等院校保險專業學生，亦可供保險公司員工培訓以及對保險專業英語感興趣的人士使用。
圖書目錄
Unit One Risk
Text A The Meaning of Risk
Text B The Classification of Risk
Text C The Management of Risk
Unit Two Risk and Insurance
Text A The Attitude to Risk
Text B The Nature of Insurable Risks
Text C The Classes of Life Insurance
Unit Three An Introduction to Insurance
Text A lnsurance
Text B The Development of Insurance
Text C Special Features of Life Insurance
Unit Four Insurance Practice
Text A The Task of the Underwriter
Text B Handling Claims
Text C Reinsurance
Unit Five Policies and Insurance
Text A Insurance Regulation
Text B Financial Policies and Insurance
Text C Balance of Payments and Insurance
Unit Six Contract and Law
Text A Offer and Acceptance
Text B Offer and Acceptance in Insurance
Text C The Nature of Law
Unit Seven Iusurable Interest and Utmost Good Faith
Text A Insurable Interest
Text B Applicatioh of Insurable Interest
Text C Utmost Good Faith
Unit Eight Proximate Cause
Text A Definition of Proximate Cause
Text B Train of Events
Text C Proof of loss
Unit Nine Indemnity and Its Corollaries
Text A Indemnity
Text B Subrogation
Text C Contribution
Unit Ten Insurance Market and claims settling
Text A Insurance Market
Text B General Procedures for Notification of Claims
Text C Property Insurance Clauses
參考譯文
參考答案
Text A The Meaning of Risk
Text B The Classification of Risk
Text C The Management of Risk
Unit Two Risk and Insurance
Text A The Attitude to Risk
Text B The Nature of Insurable Risks
Text C The Classes of Life Insurance
Unit Three An Introduction to Insurance
Text A lnsurance
Text B The Development of Insurance
Text C Special Features of Life Insurance
Unit Four Insurance Practice
Text A The Task of the Underwriter
Text B Handling Claims
Text C Reinsurance
Unit Five Policies and Insurance
Text A Insurance Regulation
Text B Financial Policies and Insurance
Text C Balance of Payments and Insurance
Unit Six Contract and Law
Text A Offer and Acceptance
Text B Offer and Acceptance in Insurance
Text C The Nature of Law
Unit Seven Iusurable Interest and Utmost Good Faith
Text A Insurable Interest
Text B Applicatioh of Insurable Interest
Text C Utmost Good Faith
Unit Eight Proximate Cause
Text A Definition of Proximate Cause
Text B Train of Events
Text C Proof of loss
Unit Nine Indemnity and Its Corollaries
Text A Indemnity
Text B Subrogation
Text C Contribution
Unit Ten Insurance Market and claims settling
Text A Insurance Market
Text B General Procedures for Notification of Claims
Text C Property Insurance Clauses
參考譯文
參考答案
文摘
Unit Two Risk and Insurance
Some people often take risk and other people avoid risk. What is your attitude to risk? Are you a risk seeking person or a risk averse person? The attitude to risk is one of elements affecting the demand for insurance.
Text A The Attitude to Risk
What affects the demand for insurance? After all, it is not necessary for survival, so why do people buy insurance at all? To answer this question, it is useful to look first at the kind of service provided by insurance companies.
Unlike many other industries, the insurance industry does not supply tangible goods, like food or clothing or motor cars. What insurance "supplies" is a variety of services, and the main service provided by insurance companies is that of a risk transfer mecha- nism. Almost everything is exposed to risks of one kind or another. A building may be de- stroyed by fire; personal possessions may be lost or stolen, goods may be damaged while being transported; an individual may be unable to work after an illness or accident, and so on. Insurance cannot, of course, remove these risks. If you take out fire insurance, that does not mean that your house will not burn down. What insurance can do, "however, is to transfer the financial burden resulting from that fire from the owner of the destroyed house to an insurance company.
The main factor affecting a person's demand for insurance is that person's attitude to risk. Without insurance, few people would have enough money to buy another house if fire destroyed their current one, and many small businesses would simply have to cease trading if a fire destroyed their premises. Therefore, many people want to transfer to an insurance company those risks which they cannot or do not want to handle themselves. There are, of course, individual differences. Some people want to take out insurance against every risk they may be exposed to. On the other hand, there are people who do not care about the future.
Some people often take risk and other people avoid risk. What is your attitude to risk? Are you a risk seeking person or a risk averse person? The attitude to risk is one of elements affecting the demand for insurance.
Text A The Attitude to Risk
What affects the demand for insurance? After all, it is not necessary for survival, so why do people buy insurance at all? To answer this question, it is useful to look first at the kind of service provided by insurance companies.
Unlike many other industries, the insurance industry does not supply tangible goods, like food or clothing or motor cars. What insurance "supplies" is a variety of services, and the main service provided by insurance companies is that of a risk transfer mecha- nism. Almost everything is exposed to risks of one kind or another. A building may be de- stroyed by fire; personal possessions may be lost or stolen, goods may be damaged while being transported; an individual may be unable to work after an illness or accident, and so on. Insurance cannot, of course, remove these risks. If you take out fire insurance, that does not mean that your house will not burn down. What insurance can do, "however, is to transfer the financial burden resulting from that fire from the owner of the destroyed house to an insurance company.
The main factor affecting a person's demand for insurance is that person's attitude to risk. Without insurance, few people would have enough money to buy another house if fire destroyed their current one, and many small businesses would simply have to cease trading if a fire destroyed their premises. Therefore, many people want to transfer to an insurance company those risks which they cannot or do not want to handle themselves. There are, of course, individual differences. Some people want to take out insurance against every risk they may be exposed to. On the other hand, there are people who do not care about the future.
序言
風險、危險與保險是人類社會進程中的永恆話題。
歷史上的風險與危險通常表現或局限於自然危險，對危險後果的處理也主要是依靠個人或家庭自保;現代社會的風險與危險，無論是性質、種類或是規模都可能發生了質的變化，而且對風險和危險後果的處理也主要是通過社會化的保險機制來解決。毋庸置疑，在現代社會裡，沒有這樣一個保險機制或者風險處理系統，一個獨立單位或被保險人無法對絕大多數的商業活動中的風險進行評估和處理。
保險業與銀行、證券及信託業構成了現代金融業。隨著我國市場經濟的發展和體制改革的深化，保險業在金融業乃至於在整個國民經濟中的地位日顯重要。同時，隨著我國保險市場的對外開放，國外各大保險公司看到中國保險業巨大的潛在市場而紛紛搶灘中國，中資與外資保險公司齊頭並進，中國保險業將迎來空前的繁榮，保險業成為21世紀最為熱門的行業之一。
社會主義市場經濟的確立和健康發展，是我國保險事業得以全面發展的動力所在。中國的保險業發展到今天，已逐漸成為朝陽產業。保險市場不斷拓展，保險主體持續增加，保險意識逐步增強，保險業務快速發展，監管力度逐漸加大，法規體系不斷完善，理論研究日益深入，保險實踐貼近市場。正是在這一背景下，為滿足我國高等院校金融保險專業和保險系統員工培訓的教學需要，我們組織了全國唯一的保險高等院校——保險職業學院的專家教授編寫了這套保險系列教材。
自改革開放、恢復我國保險業務以來，保險學的學科建設在我國有了長足的進展，它為我國保險業的迅速發展提供了理論基礎和人才支持。然而，任何一門學科的發展都是以與其相關的社會實踐的發展為背景和條件的——以操作性即實務性強為特點的保險學科就更是如此。我國保險業發展的歷史並不長，這就決定了保險學科在我國的發展還不成熟。因此，保險學科的建設還需要我們作不懈的艱苦努力。
保險系列教材的著述，注意了定性分析與定量分析的結合，理論與實務的兼備，並強調適用性，重視案例分析，力爭讓讀者獲得現代保險知識與技能。整套叢書不僅有其內在的科學體系，能反映保險領域各方面的密切關聯和知識，而且每一本書都追求內容的系統性，反映了國內外有關的研究成果，介紹了我國保險市場上最新的非傳統險種。
歷史上的風險與危險通常表現或局限於自然危險，對危險後果的處理也主要是依靠個人或家庭自保;現代社會的風險與危險，無論是性質、種類或是規模都可能發生了質的變化，而且對風險和危險後果的處理也主要是通過社會化的保險機制來解決。毋庸置疑，在現代社會裡，沒有這樣一個保險機制或者風險處理系統，一個獨立單位或被保險人無法對絕大多數的商業活動中的風險進行評估和處理。
保險業與銀行、證券及信託業構成了現代金融業。隨著我國市場經濟的發展和體制改革的深化，保險業在金融業乃至於在整個國民經濟中的地位日顯重要。同時，隨著我國保險市場的對外開放，國外各大保險公司看到中國保險業巨大的潛在市場而紛紛搶灘中國，中資與外資保險公司齊頭並進，中國保險業將迎來空前的繁榮，保險業成為21世紀最為熱門的行業之一。
社會主義市場經濟的確立和健康發展，是我國保險事業得以全面發展的動力所在。中國的保險業發展到今天，已逐漸成為朝陽產業。保險市場不斷拓展，保險主體持續增加，保險意識逐步增強，保險業務快速發展，監管力度逐漸加大，法規體系不斷完善，理論研究日益深入，保險實踐貼近市場。正是在這一背景下，為滿足我國高等院校金融保險專業和保險系統員工培訓的教學需要，我們組織了全國唯一的保險高等院校——保險職業學院的專家教授編寫了這套保險系列教材。
自改革開放、恢復我國保險業務以來，保險學的學科建設在我國有了長足的進展，它為我國保險業的迅速發展提供了理論基礎和人才支持。然而，任何一門學科的發展都是以與其相關的社會實踐的發展為背景和條件的——以操作性即實務性強為特點的保險學科就更是如此。我國保險業發展的歷史並不長，這就決定了保險學科在我國的發展還不成熟。因此，保險學科的建設還需要我們作不懈的艱苦努力。
保險系列教材的著述，注意了定性分析與定量分析的結合，理論與實務的兼備，並強調適用性，重視案例分析，力爭讓讀者獲得現代保險知識與技能。整套叢書不僅有其內在的科學體系，能反映保險領域各方面的密切關聯和知識，而且每一本書都追求內容的系統性，反映了國內外有關的研究成果，介紹了我國保險市場上最新的非傳統險種。
